Union Bank RoE to Hold at 14% Through FY26-27 Amid Asset Quality Gains: Anand Rathi

The brokerage has retained its “Buy” rating on the stock, with a 12-month target price of Rs 168, valuing it at 0.9 times FY27 estimated adjusted book value.

Bandhan Bank Q1 Results: Net Profit Slumps 65% YoY on Higher Provisions, NII Decline

Net profit rose 17 per cent sequentially from Rs 318 crore in Q4 FY25.

Indian Overseas Bank Posts 76% Jump in Q1 Profit as NPAs Ease, NII Grows 12.5%

Asset quality too showed notable improvement, with gross non-performing assets (GNPA) ratio dropping by 92 basis points to 1.97 per cent, down from 2.89 per cent a year ago.

Insurtech Funding Halves to $239M Amid Strategic Reset but $1B Upswing Expected in Next 12 Months

Insurance penetration declined to 3.7 per cent in FY24 from 4 per cent a year earlier, largely due to a dip in life insurance.

Axis Bank Q1 Results: Net Profit Declines 4% YoY; Gross NPA at 1.57%

The bank’s provisions nearly doubled to Rs 3,947.7 crore from Rs 2,039 crore

Banks Eye Earnings Revival in Q3, Set Stage for FY27 Double-Digit Growth: Motilal Oswal

Analysts see the quarter as a crucial inflection point, with early signs of recovery driven by easing deposit costs, stronger balance sheets, and a supportive liquidity environment.

Increased Liquidity, Softer Deposit Rates to Enable Transmission of 100 bps Rate Cut: Fitch

The RBI's liquidity infusions and its commitment to maintain significant liquidity surpluses have significantly eased funding conditions for banks, which is reflected in increased system liquidity and falling deposit costs, said Fitch Ratings.

SEBI Launches VCF Settlement Scheme 2025 for Funds with Overdue Liquidations

The VCF Settlement Scheme 2025 will be open from July 21, 2025, to January 19, 2026. Funds that qualify must file a formal settlement application and pay a non-refundable application fee of Rs 25,000 with applicable 18 per cent GST.

Bank of Maharashtra Q1 results: Net profit jumps to Rs 1,593 crore; net NPA at 0.18%

The bank’s total income for the previous quarter increased by 16.40 per cent to Rs 7,879 crore while Net Interest Income (NII) grew by 17.60 per cent to Rs 3,292 crore.

Delayed Payments Choke MSMEs as Dues Cross Rs 50,000 Crore Despite Govt Push

According to the official data, aggrieved MSEs have filed 2.44 lakh complaints so far since October 2017 to recover Rs 52,705 crore in unpaid dues by companies that purchased their goods and services.

AUM of ARCs May Shrink 6% in FY26 as Redemptions Outpace Acquisitions: Crisil

The pressure on AUM stems primarily from muted asset acquisitions even as SR redemptions remain strong for the second consecutive year.

Financial Inclusion Can't be Pretext for ‘Financial Exploitation’: Sitharaman Warns NBFCs Against Aggressive Lending

Finance Minister Nirmala Sitharaman stressed that loans must be extended based on genuine borrower need and repayment capacity, not through aggressive marketing or coercion.

NBFCs see Sharp Slowdown in US Education Loans, Turn to New Markets: Crisil

NBFCs had witnessed a 77 per cent jump in their education loan assets under management (AUM) in FY24, followed by a 48 per cent rise in FY25 to Rs 64,000 crore.

General Insurers see robust 9% rise in Q1 premiums; Shriram, SBI Among top Gainers

In June alone, premiums jumped 5.05 per cent year-on-year to Rs 19,916.08 crore.

Q1 Bank Earnings Likely to Dip 8% Amid Sluggish Loan Growth: JM Financial

The brokerage attributes the expected weak performance to slower credit growth, a 30 basis point year-on-year compression in net interest margins (NIMs), tepid fee income and higher credit costs.

We Expect to be a Significantly Large Public Company in 3 Years: Airtel Payments Bank CEO Anubrata Biswas

Talking to FE BFSI, Anubrata Biswas, MD and CEO of Airtel Payments Bank, discusses how the bank is preparing for a public listing by 2027 and what sustainability within current regulations looks like.

Anything for Free Cannot Work for Long: PCI’s Vishwas Patel on Need for MDR on UPI for Large Merchants

In a conversation with FE BFSI, Vishwas Patel, Chairman of the Payments Council of India (PCI) calls for introducing MDR for large merchants to ensure UPI’s sustainability and fund future innovation.

Credit Innovation Hindered by Fragmented GST Consent Flows, Limited AA Reach: Axis Bank’s Vijay Shetty

Talking to FE BFSI, Axis Bank’s Vijay Shetty sheds light on navigating the liminal space between legacy lending models and emerging data ecosystems.

Our Asset Portfolio Doing Well with Low NPAs, Healthy Credit Profile: CSB Bank

Shyam Mani, Head of SME Banking at CSB Bank, outlines the institution’s evolving approach to credit expansion, especially amid rising competition from fintechs and non-bank players.

Rupee Holds Steady, But is the Ground Beneath it Also Stable?

As capital inflows soften, remittance buffers come under strain, and India tilts further toward US energy imports, the external account and rupee may come under pressure, according to experts.