BharatPe Posts First-Ever Adjusted Pretax Profit of Rs 6 crore in FY25

The company’s EBITDA, excluding ESOP expense, jumped to a positive Rs 141 crore in FY25 from a negative Rs 209 crore in FY24.

BharatPe said it has also increased its stake to 74 per cent in its lending arm Trillionloans.

In a performance turnaround, financial services and UPI payments platform BharatPe has reported an adjusted profit before tax (PBT) at Rs 6 crore (excluding ESOP expense) for the first time in the financial year 2024-25, bouncing back from a Rs 342 crore loss in FY24.

The company’s EBITDA, excluding ESOP expense, jumped to a positive Rs 141 crore in FY25 from a negative Rs 209 crore in FY24, while total revenue stood at Rs 1,734 crore in FY25, according to a company statement released on Thursday.

BharatPe said its UPI offline transactions jumped by 26 per cent and revenue from operations increased from Rs 457 crore in FY22 to Rs 1,667 crore in FY25.

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“We’re no longer just scaling, we’re growing responsibly, with strong financial governance and a sharp focus on sustainable value creation. This performance reflects our disciplined execution, cost control, and focus on building scalable, revenue-generating businesses. With profitability as our foundation, we are well-positioned to accelerate growth, enter new verticals, and solidify our position as a full-stack fintech leader,” said Nalin Negi, CEO, BharatPe.

The company had received the RBI’s approval in April this year to operate as an online payment aggregator that helped it scale payment solutions across a broader merchant base and deepen its presence in tier 2 and 3 cities.

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BharatPe said it has also increased its stake to 74 per cent in its lending arm Trillionloans which offers merchant loans, MSME financing, revenue-based lending, consumer credit, and vehicle loans.

The company’s consolidated EBITDA loss for FY24 before share-based payment expense had dropped by 75 per cent on a YoY basis, from Rs 826 crore to Rs 209 crore while consolidated revenue from operations grew by 39 per cent from Rs 1,029 crore to Rs 1,426 crore. The consolidated loss before tax had reduced by 50 per cent YoY, from Rs 941 crore to Rs 474 crore.